At Preston State Bank, we get to know you and your business. We offer a broad range of financial products and services to help to manage and grow your business.

As a community bank, our greatest asset is long-term relationships with our customers. You receive quick decisions from professional bankers. In a time where much of the banking business has become impersonal and electronic, we offer you a return to relationship banking.

Credit Products*
Commercial Loans
Lines of Credit
Equipment financing
AR and inventory financing
Letters of Credit
Real Estate Loans
Construction Loans

Depository Products
Checking
Account Analysis Checking
IOLTA Account
Interest bearing checking for non-profits
Savings Account
Money Market Accounts
Certificates of Deposit
Remote deposit capture

Other Products
Lockbox services
Wire transfers – domestic and international
ACH processing

* subject to credit approval

Preston State Bank participates in the FDIC Transaction Account Guarantee Program.

Under that program, through December 31, 2012, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.

Preston State Bank’s NOW Accounts (Medallion-Platinum and Non Profit Interest Commercial Investment) are not eligible for unlimited coverage, however FDIC’s general deposit insurance rules will apply.