Your
trust is the cornerstone of our relationship. That is why we
work so diligently to safeguard your privacy. The information
that you provide us is kept in the strictest of confidence.
We have no intentions of selling personal information about
our customers to third-party businesses. We are proud to make
that commitment to you, because your trust is the foundation
of our business.
The following privacy policy explains how we use and protect
the information about our customers. We ask that you read it
carefully.
NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS
We, our, and us, when used in this notice, mean Preston State
Bank.
This is our privacy notice for our customers. When we use
the words "you" and "your" we mean the following
types of customers:
* Our consumer customers who have a continuing relationship
by purchasing or holding financial products or services such
as
a(n):
* Deposit Account
* Loan Account
* Safe Deposit Box
* Financial, Investment, or Economic Advisory Service
We will tell you the sources of the information we collect
about you. We will tell you what measures we take to secure
that information.
We first define some terms.
Nonpublic personal information means information about you
that we collect in connection with providing a financial
product or
service to you. Nonpublic personal information does not
include information that is available from public sources,
such as
telephone directories or government records. Hereafter,
we will use the
term "information" to mean nonpublic personal information
as defined in this section.
An affiliate is a company we own or control, a company
that owns or controls us, or a company that is owned or
controlled
by the
same company that owns or controls us. Ownership does not
mean complete ownership, but mean owning enough to have
control.
A nonaffiliated third party is a person we do not employ
or a company that is not an affiliate of ours. This is
also known
as nonaffiliated third party, or simply, an "other party."
THE INFORMATION WE COLLECT
We collect information about you from the following sources:
* Information you give us on applications or other forms
* Information about your transactions with us.
* Information about your transactions with our affiliates
* Information about your transactions with other parties
* Information from a consumer reporting agency
INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information
about you to anyone, except as permitted by law. Examples of
this might
include disclosures
necessary to service your account or prevent unauthorized
transactions.
THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR
INFORMATION
We restrict access to information about you to those
employees who need to know that information to provide
products or
services to you. We maintain physical, electronic,
and procedural safeguards
to protect this information.
INFORMATION ABOUT FORMER CUSTOMERS
We do not disclose information about former customers,
except as permitted by law.
TEXAS NOTICE
Preston State Bank is chartered under the laws of
the State of Texas and by state law is subject
to regulatory
oversight
by
the Texas Department of Banking. Any consumer
wishing to file a complaint against Preston State Bank should
contact the Texas
Department of Banking.
Preston State Bank also engages in the business of
selling checks as an agent for a company licensed
under laws
of the State
of Texas and subject to regulatory oversight
by the Texas Department of Banking. Any consumer wishing
to file a
complaint concerning
sale of checks activities should contact the
Texas Department of Banking.
Consumers may file complaints with the Texas Department
of Banking by contacting the Department through
one of the means
indicated
below: In Person or U.S. Mail
Texas Department of Banking
2601 North Lamar Boulevard
Suite 300
Austin, TX 78705-4294
Telephone 1-877-276-5554 (toll free)
Fax Number 512-475-1313
E-mail Address: consumer.complaints@dob.texas.gov
Website Address: http://www.dob.texas.gov
Warning: Please do not include any personal data in the email
message you are about to send. Email transmission cannot be
guaranteed to be secure or error-free, as information could
be intercepted, corrupted, lost, destroyed, arrive late, incomplete,
or contain viruses. The bank does not accept liability for
any errors or omissions which arise as a result of this email
transmission.
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